While most experts may suggest you get rid of your debt first and then travel without getting deeper into the debt trap, there are ways in which you can do it otherwise. Only a little bit of planning can help you maintain the proper and required balance between the two. You just have to follow two simple and basic rules: stick to your debt repayment plan and do not take on more debt when you travel. This way there will not be any setbacks, and you will not undo all your efforts you put in to get out of debt as well.
Plan Ahead Of Time
You should plan all the expenses for your travel ahead of time. Plan your destination and also the time you want to go. If you are in serious debt, then try to stick to a shorter trip and also try to visit the place in off season to get some reduction in expenses. Planning should also be done well in advance so that you get enough time to save for your travel. Include the cost of transportation, food, accommodation and sites of attractions along with souvenirs. Add all the estimated expense and start saving from day one.
Change Your Style
Travelling in debt requires a lot of sacrifices. Do not make your dream vacation an expensive affair. Make some compromises and forego the style in which usually travelled when you were financially secure. A smaller and more modest getaway can also provide you with the same pleasure. Try to stick to local transport, cheaper accommodation, local food and minimum souvenirs so that you can keep the cost low. Taking a road trip will keep the cost much lower than air travel. Staying in a dorm or a hostel, or even house exchange and couch surfing can be fun during travel.
Travel And Work
If you are considering a long trip, then you can travel as well as work at the same time. It is the best way to earn and keep your expenses within the limit as well. If you have some spare time when you are just sitting beside your hotel window, you can do some job. There are several online sites that offer part time jobs. Apart from that many countries have volunteer jobs as well. If you enrol into one such volunteer act, then you can travel to places at a considerably low rate. You may not be earning, but this is one of the best budget options. You can click here to search for such volunteer jobs.
Apply For Travel Grant
This is also an option to travel in debt though it is not easy. Such grants are meant largely for the tourists, but if you are lucky, you may find out an option. Debt can be very stressful and financial security is the ultimate goal. But you should not sulk into it by depriving yourself from other heavenly pleasures. Moreover, when there are ways to do it, then it is all the more reasonable and wise approach to travel while you are in debt.
